118 118 Money Credit Card

118 118 Money Credit Card

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118 118 Money · MASTERCARD

The 118 118 Money Credit Card is a credit card from 118 118 Money on the Mastercard network. It has an annual fee of £0.

Verified 24 Oct 2026

Key facts

Annual fee
£0
Purchase APR
49.0% p.a. (variable)
Foreign transaction fee
None
Network
MASTERCARD

Benefits and perks

  • Guaranteed personalised credit limit before you apply, with no impact on your credit score
  • No foreign exchange fees abroad
  • No balance transfer fees
  • No hidden fees

Questions about the 118 118 Money Credit Card

What is the annual fee on the 118 118 Money Credit Card?

The 118 118 Money Credit Card has an annual fee of £0.

Is the 118 118 Money Credit Card worth it?

The 118 118 Money Credit Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.

Community

Approval and real earn reports from cardholders are coming to this page soon.

Not sure this is the right card for you?

Upload a credit card statement and Woodo works out what you actually spend by category, then ranks every card in the catalog against your own numbers. No bank login needed.

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