AEON Card JAL

AEON Card JAL

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AEON · MASTERCARD

The AEON Card JAL is a credit card from AEON on the Mastercard network. It has an annual fee of HK$480. It earns 0.17x on dining & restaurants, 0.17x on travel, 0.13x on everything else. The welcome offer is 2% back, up to HK$500, on the first HK$25,000 of spending in the first 60 days for new customers.

Verified 8 Oct 2026

Key facts

Annual fee
HK$480
Purchase APR
35.02% APR
Foreign transaction fee
1.95%
Network
MASTERCARD
Welcome offer
2% back, up to HK$500, on the first HK$25,000 of spending in the first 60 days for new customers

Reward rates by category

Reward rates for the AEON Card JAL by spending category
CategoryRateDetail
Dining & restaurants0.17x1 JAL Mileage Bank mile per HK$6 on local dining
Travel0.17x1 JAL Mileage Bank mile per HK$6 on spending in Japan
Everything else0.13x1 JAL Mileage Bank mile per HK$8 on other spending (HK$7 at AEON Stores)

Benefits and perks

  • For JAL Mileage Bank members.
  • One airport lounge visit at Hong Kong International Airport a year after spending HK$150,000 in 12 months, when flying JAL.
  • Next year's annual fee waived with HK$30,000 of spending in 12 months.
  • 10% off JAL in-flight shopping.

Questions about the AEON Card JAL

What is the annual fee on the AEON Card JAL?

The AEON Card JAL has an annual fee of HK$480.

What rewards does the AEON Card JAL earn?

The AEON Card JAL earns 0.17x on dining & restaurants, 0.17x on travel, 0.13x on everything else.

Is the AEON Card JAL worth it?

The AEON Card JAL is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.

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