AIB Platinum Visa Card
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AIB · VISA
The AIB Platinum Visa Card is a credit card from AIB on the VISA network. It has an annual fee of $0. It earns 0.50% on everything else.
Verified 26 Sept 2026
Key facts
- Annual fee
- $0
- Purchase APR
- 11.84% (variable)
- Intro APR
- 3.83% for 12 months
- Foreign transaction fee
- 1.75% in Europe, 2.75% elsewhere
- Network
- VISA
Reward rates by category
| Category | Rate | Detail |
|---|---|---|
| Everything else | 0.50% | Cash Back Awards: Spend over €5,000 (and up to €50,000) in any 12 month period from your account opening date, we will give you 0.5% of that amount back (maximum award for each 12 month period is €225). |
Benefits and perks
- Cash Back Awards: Spend over €5,000 (and up to €50,000) in any 12 month period from your account opening date, we will give you 0.5% of that amount back (maximum award for each 12 month period is €225).
- Visa Luxury Hotel Collection.
- Up to 56 days interest free.
- Online account management.
- Contactless payments.
- Mobile payments: Google Pay and Apple Pay.
- Secure internet shopping.
- Emergency cash service.
- Spread your repayments.
Questions about the AIB Platinum Visa Card
What is the annual fee on the AIB Platinum Visa Card?
The AIB Platinum Visa Card has an annual fee of $0.
What rewards does the AIB Platinum Visa Card earn?
The AIB Platinum Visa Card earns 0.50% on everything else.
Is the AIB Platinum Visa Card worth it?
The AIB Platinum Visa Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
Community
Approval and real earn reports from cardholders are coming to this page soon.
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