Aktia Credit/Debit
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Aktia · VISA
The Aktia Credit/Debit is a credit card from Aktia on the Visa network. It has an annual fee of €48.
Verified 16 Oct 2026
Key facts
- Annual fee
- €48
- Purchase APR
- 3-month Euribor + 9.75% (11.81% with Euribor at 2.06%, December 2025; effective 22.88% on €2,000 over 12 months)
- Foreign transaction fee
- 2.9%
- Network
- VISA
Benefits and perks
- Debit and credit in one card: pay from your account or from the credit.
- Leisure travel insurance for trips of up to 45 days when at least 75% of the trip is paid with the card.
- Up to 30 interest-free days and two payment-free months a year.
- Account fee €4.50 a month when the credit is used.
Questions about the Aktia Credit/Debit
What is the annual fee on the Aktia Credit/Debit?
The Aktia Credit/Debit has an annual fee of €48.
Is the Aktia Credit/Debit worth it?
The Aktia Credit/Debit is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
Community
Approval and real earn reports from cardholders are coming to this page soon.
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