American Express® Aeroplan® Reserve Card

American Express® Aeroplan® Reserve Card

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American Express · AMEX

The American Express® Aeroplan® Reserve Card is a credit card from American Express on the AMEX network. It has an annual fee of C$599. It earns 3x on travel, 2x on dining & restaurants, 1.3x on everything else. The welcome offer is Earn up to 85,000 Welcome Bonus Aeroplan® points. You could earn up to $4,400 or more in value within your first 13 months!

Verified 10 Sept 2026

Key facts

Annual fee
C$599
Purchase APR
21.99% on purchases and 21.99% on funds advances
Network
AMEX
Welcome offer
Earn up to 85,000 Welcome Bonus Aeroplan® points. You could earn up to $4,400 or more in value within your first 13 months!

Reward rates by category

Reward rates for the American Express® Aeroplan® Reserve Card by spending category
CategoryRateDetail
Travel3x3X aeroplan points On Air Canada
Dining & restaurants2x2X aeroplan points On dining & food delivery
Everything else1.3x1.25X aeroplan points On everything else

Benefits and perks

  • Earn 3x the points on eligible purchases made directly with Air Canada® and Air Canada Vacations®8
  • Earn 2x the points on eligible Dining and Food Delivery purchases in Canada
  • Earn 1x the points on everything else
  • Experience the joy of twice the points: present your Aeroplan number at over 150 participating Aeroplan partner brands and at 170 online retailers via the Aeroplan eStore and pay with your American Express® Aeroplan® Reserve Card to earn points twice
  • Share the joy of travel
  • Get ahead of the crowd
  • Relax before you fly
  • Enjoy priority treatment
  • Reach Aeroplan Elite Status more easily
  • Enjoy your Upgrades longer
  • Travel lightly with a free first checked bag
  • Worldwide airport lounge access with Priority Pass
  • Pearson Priority Security Lane
  • Complimentary valet at Pearson
  • Save on parking
  • Save on car care
  • Priority access to the standby list and eUpgrades on Air Canada flights and Priority Airport Services
  • Enjoy Maple Leaf Lounge Access™ and an Annual Worldwide Companion Pass
  • Earn 3X the points on eligible Air Canada® & Air Canada Vacations® purchases

Rates and fees

Annual membership fee: C$599. Purchase APR: 21.99% on purchases and 21.99% on funds advances, based on creditworthiness and the Prime Rate. Cash advance APR: 21.99%.

Rates and fees as published by the issuer and recorded on 10 Sept 2026. See the issuer's terms for current rates. View the issuer's terms

Questions about the American Express® Aeroplan® Reserve Card

What is the annual fee on the American Express® Aeroplan® Reserve Card?

The American Express® Aeroplan® Reserve Card has an annual fee of C$599.

What rewards does the American Express® Aeroplan® Reserve Card earn?

The American Express® Aeroplan® Reserve Card earns 3x on travel, 2x on dining & restaurants, 1.3x on everything else.

Is the American Express® Aeroplan® Reserve Card worth it?

The American Express® Aeroplan® Reserve Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.

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