Business Platinum Card® from American Express
American Express · AMEX
The Business Platinum Card® from American Express is a charge card from American Express on the AMEX network. It has an annual fee of C$799. It earns 1.3x on everything else. The welcome offer is Earn up to 150,000 Membership Rewards® points. In addition to the Welcome Bonus, you can earn up to $4,100 in annual value to redefine what’s possible for your business. * This offer is currently available to you on this webpage. Your eligibility for this offer can change at any time. Excludes offers that may be available to limited groups in select channels. Current or former Cardmembers with this Card are not eligible for this offer. Other terms apply.
Key facts
- Annual fee
- C$799
- Purchase APR
- 21.99% on Flexible Payment Option balances
- Network
- AMEX
- Welcome offer
- Earn up to 150,000 Membership Rewards® points. In addition to the Welcome Bonus, you can earn up to $4,100 in annual value to redefine what’s possible for your business. * This offer is currently available to you on this webpage. Your eligibility for this offer can change at any time. Excludes offers that may be available to limited groups in select channels. Current or former Cardmembers with this Card are not eligible for this offer. Other terms apply.
Reward rates by category
| Category | Rate | Detail |
|---|---|---|
| Everything else | 1.3x | 1.25X points On everything |
Benefits and perks
- Enjoy financial flexibility that offers you more control Your Card comes equipped with business sized purchasing power that adapts based on your spending habits and needs. This is coupled with flexible payment options so you can make payments on your own terms.
- Earn 1.25X the points on everything From regular business expenses to travel, earn 1.25 points for every $1 in Card purchases.
- Maximize your cash flow Benefit from up to 55 interest-free days so you can keep more cash on hand when you need it most.
- Up to $240 in statement credits with Instacart Enjoy groceries and more delivered with Instacart and earn up to $240 in statement credits within a 12 month period until December 31, 2027.
- Bolster your business with annual statement credits
- Multiple ways to maximize cash flow with up to 55 interest-free days
- Unlock access to more than 1,550 airport lounges worldwide with the Global Lounge Collection. Terms and Conditions apply.
Rates and fees
Annual membership fee: C$799. Purchase APR: 21.99% on Flexible Payment Option balances, based on creditworthiness and the Prime Rate.
Rates and fees as published by the issuer and recorded on 10 Sept 2026. See the issuer's terms for current rates. View the issuer's terms
Questions about the Business Platinum Card® from American Express
What is the annual fee on the Business Platinum Card® from American Express?
The Business Platinum Card® from American Express has an annual fee of C$799.
What rewards does the Business Platinum Card® from American Express earn?
The Business Platinum Card® from American Express earns 1.3x on everything else.
Is the Business Platinum Card® from American Express worth it?
The Business Platinum Card® from American Express is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
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