American Express Gold Card

American Express Gold Card

No ratings yetNot yet rated

American Express · AMEX

The American Express Gold Card is a credit card from American Express on the American Express network. It has an annual fee of €185.

Verified 23 Oct 2026

Key facts

Annual fee
€185
Foreign transaction fee
2%
Network
AMEX

Benefits and perks

  • Charge card: the monthly bill is paid in full by direct debit.
  • Membership Rewards optional for €30 a year: 1 point for every €1 spent.
  • 2 additional cards included, then €90 a year each.
  • Airport lounge access at Vienna Airport for main and additional cardholders.
  • Sixt Gold status with up to 10% off car hire.
  • Travel health insurance abroad for you and your family, up to €220,000.
  • 90-day return protection on purchases.

Questions about the American Express Gold Card

What is the annual fee on the American Express Gold Card?

The American Express Gold Card has an annual fee of €185.

Is the American Express Gold Card worth it?

The American Express Gold Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.

Community

Approval and real earn reports from cardholders are coming to this page soon.

Not sure this is the right card for you?

Upload a credit card statement and Woodo works out what you actually spend by category, then ranks every card in the catalog against your own numbers. No bank login needed.

Upload a statement