American Express® Gold Card

American Express® Gold Card

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American Express · AMEX

The American Express® Gold Card is a charge card from American Express on the American Express network. It has an annual fee of HK$650.

Verified 8 Oct 2026

Key facts

Annual fee
HK$650
Purchase APR
None: the balance is paid in full each month
Foreign transaction fee
2%
Network
AMEX

Benefits and perks

  • 2 Membership Rewards points per HK$1 with the Turbo Program, or 1 with the free Basic Program.

Questions about the American Express® Gold Card

What is the annual fee on the American Express® Gold Card?

The American Express® Gold Card has an annual fee of HK$650.

Is the American Express® Gold Card worth it?

The American Express® Gold Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.

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