American Express® Gold Rewards Card
American Express · AMEX
The American Express® Gold Rewards Card is a credit card from American Express on the AMEX network. It has an annual fee of C$250. It earns 2x on travel, 2x on gas & fuel, 2x on groceries. The welcome offer is Earn up to 60,000 Membership Rewards® points. In addition to the Welcome Bonus, you can earn up to $800 in annual value with American Express® Gold Rewards. Turn everyday spending into unforgettable escapes.
Key facts
- Annual fee
- C$250
- Purchase APR
- 21.99% on purchases and 21.99% on funds advances
- Network
- AMEX
- Welcome offer
- Earn up to 60,000 Membership Rewards® points. In addition to the Welcome Bonus, you can earn up to $800 in annual value with American Express® Gold Rewards. Turn everyday spending into unforgettable escapes.
Reward rates by category
| Category | Rate | Detail |
|---|---|---|
| Travel | 2x | 2X points On travel |
| Gas & fuel | 2x | 2X points On everyday purchases |
| Groceries | 2x | 2X points On everyday purchases |
| Everything else | 1x | 1X points On everything else |
Benefits and perks
- Enjoy all the benefits to make travel go the extra mile. You can receive one $100 Annual Travel Credit to redeem for bookings through American Express Travel Online.
- Get airport lounge access to start relaxing early. Enjoy four (4) complimentary visits per calendar year to Plaza Premium Lounges across Canada. Entry fees apply once complimentary visits have been used.
- Gold or Rose Gold: you get to choose. Your American Express® Gold Rewards Card is made with 13g stainless steel metal. Available in your choice of Gold or Rose Gold.
- Get travel benefits for the adventures ahead of you. You can receive a $50 CAD statement credit when a NEXUS ◊ application or renewal fee is charged to your American Express® Gold Rewards Card.
- Travel with points using the Flexible Points Travel Program. Redeem for travel booked through American Express Travel Services or at americanexpress.ca/travel. Pay with your Card, points or a combination of both!
- Up to $120 in statement credits with Instacart Enjoy groceries and more delivered with Instacart and earn up to $120 in statement credits within a 12 month period until December 31, 2027.
- Earn 2x the points on eligible travel and everyday purchases
- Priority Pass™ Membership
- Enjoy 4 complimentary visits per year to Plaza Premium Lounges
Rates and fees
Annual membership fee: C$250. Purchase APR: 21.99% on purchases and 21.99% on funds advances, based on creditworthiness and the Prime Rate. Cash advance APR: 21.99%.
Rates and fees as published by the issuer and recorded on 10 Sept 2026. See the issuer's terms for current rates. View the issuer's terms
Questions about the American Express® Gold Rewards Card
What is the annual fee on the American Express® Gold Rewards Card?
The American Express® Gold Rewards Card has an annual fee of C$250.
What rewards does the American Express® Gold Rewards Card earn?
The American Express® Gold Rewards Card earns 2x on travel, 2x on gas & fuel, 2x on groceries, 1x on everything else.
Is the American Express® Gold Rewards Card worth it?
The American Express® Gold Rewards Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
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