The American Express Explorer® Credit Card

Key facts

Annual fee

A$395

Purchase APR

23.99% p.a. on purchases 2

Network

AMEX

Welcome offer

Receive 75,000 Bonus Membership Rewards® Points 1 when you apply online by 3 November 2026, are approved, and spend $4,000 on eligible purchases on your new American Express Explorer® Credit Card within the first 3 months. T&Cs apply. Available to new American Express Card Members only.

Benefits and perks

• Complimentary domestic and international Travel Insurance. When you purchase a return trip on your Card. Policy includes cover for Medical Emergency Expenses, Cancellation & a range of cover for COVID-19. T&C’s, eligibility and exclusions apply 6
• Airport Lounge access. Enjoy two complimentary entries per year to The Centurion® Lounge at Sydney International Airport or Melbourne International Airport 7
• $400 Travel Credit each year. Receive $400 to spend on domestic or international travel each year when you make a booking for $400 or more on flights, hotels, car hire and more with American Express Travel Online 5. Learn more about the Travel Credit here.
• Airport Lounge Access. Relax before your flight with two complimentary entries per calendar year to The Centurion® Lounge at Sydney or Melbourne International Airports 7
• The Hotel Collection. Receive up to US$100 hotel credit and room upgrade (when available) at select hotels in The Hotel Collection when you book two consecutive nights’ stay 16. You will receive $1 for each dollar spent on dining, spa and resort activities, up to USD100.
• How You Earn Membership Rewards Points. Earn Membership Rewards points on every dollar you spend on your Card and see how quickly they can add up:
• Choose Your Rewards. Use points for your next travel adventure, special gift, must-have purchase or unforgettable experience:
• Protection when you need it most
• Up to 55 days interest free on purchases when you pay your closing balance in full.

Questions about the The American Express Explorer® Credit Card