The Platinum Card®
American Express · AMEX
The The Platinum Card® is a charge card from American Express on the AMEX network. It has an annual fee of C$799. It earns 2x on dining & restaurants, 2x on travel, 1x on everything else. The welcome offer is Earn up to 100,000 Membership Rewards® points. In addition to the Welcome Bonus, you can earn up to $2,800 in annual value – and redefine what’s possible with Platinum.
Key facts
- Annual fee
- C$799
- Purchase APR
- 21.99% on Flexible Payment Option balances
- Network
- AMEX
- Welcome offer
- Earn up to 100,000 Membership Rewards® points. In addition to the Welcome Bonus, you can earn up to $2,800 in annual value – and redefine what’s possible with Platinum.
Reward rates by category
| Category | Rate | Detail |
|---|---|---|
| Dining & restaurants | 2x | 2X points On dining & food delivery purchases in Canada |
| Travel | 2x | 2X points On travel |
| Everything else | 1x | 1X points On everything else |
Benefits and perks
- Transfer your points into other frequent flyer and hotel programs, including 1:1 to Aeroplan®8 and Avios®
- Charge any eligible purchase to your Card then log in to redeem your points for a statement credit
- Use points to book flights within Canada or to anywhere in the world with the Fixed Points Travel Program
- Access to a wide range of travel, dining, entertainment and retail rewards
- Complimentary Airport Lounge Access
- $200 Annual Travel Credit
- International Airline Program
- Special benefits at Toronto Pearson International Airport
- Fine Hotels & Resorts
- Hotel Program Memberships
- Car Rental Programs
- Preferred Golf Membership
- Platinum Card Travel Service & American Express Travel website
- Emergency Medical Insurance (Out of province/country)
- Trip Cancellation Insurance
- Trip Interruption Insurance
- Car Rental Theft Damage Insurance
- Flight Delay Insurance
- Baggage Delay Insurance
- Lost or Stolen Baggage Insurance
- Hotel/Motel Burglary Insurance
- $500,000 Travel Accident Insurance
- Travel Emergency Assistance
- StandbyMD SM Travel Medical Concierge
- Enjoy a $200 Annual Dining Credit at some of Canada’s best restaurants
- Access to a $200 Annual Travel Credit
- Unlock access to more than 1,550 airport lounges worldwide with the Global Lounge Collection. Terms and Conditions apply.
Rates and fees
Annual membership fee: C$799. Purchase APR: 21.99% on Flexible Payment Option balances, based on creditworthiness and the Prime Rate.
Rates and fees as published by the issuer and recorded on 10 Sept 2026. See the issuer's terms for current rates. View the issuer's terms
Questions about the The Platinum Card®
What is the annual fee on the The Platinum Card®?
The The Platinum Card® has an annual fee of C$799.
What rewards does the The Platinum Card® earn?
The The Platinum Card® earns 2x on dining & restaurants, 2x on travel, 1x on everything else.
Is the The Platinum Card® worth it?
The The Platinum Card® is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
Community
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