Balance Transfer Credit Card
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Aqua · MASTERCARD
The Balance Transfer Credit Card is a credit card from Aqua on the MASTERCARD network. It has an annual fee of £0.
Verified 12 Sept 2026
Key facts
- Annual fee
- £0
- Purchase APR
- 34.95% p.a. (variable)
- Intro APR
- 0% on balance transfers for up to 5 months (3% fee)
- Foreign transaction fee
- 2.95%
- Network
- MASTERCARD
Benefits and perks
- 0% on balance transfers for up to 5 months (3% fee)
- Up to 48 days interest free on purchases when you pay your balance in full and on time every month.
- Credit limits start at £250 and are set on the bank's assessment of your application.
Questions about the Balance Transfer Credit Card
What is the annual fee on the Balance Transfer Credit Card?
The Balance Transfer Credit Card has an annual fee of £0.
Is the Balance Transfer Credit Card worth it?
The Balance Transfer Credit Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
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