Asda Money Credit Card
Asda Money · VISA
The Asda Money Credit Card is a credit card from Asda Money on the Visa network. It has an annual fee of £0. It earns 0.75% on groceries, 0.75% on gas & fuel, 0.20% on everything else. The welcome offer is £30 in Asda Pounds when you spend £200 at Asda and set up a Direct Debit within 90 days of opening (offer ends 31 December 2026).
Key facts
- Annual fee
- £0
- Purchase APR
- 29.9% APR representative (variable)
- Foreign transaction fee
- 2.99%
- Network
- VISA
- Welcome offer
- £30 in Asda Pounds when you spend £200 at Asda and set up a Direct Debit within 90 days of opening (offer ends 31 December 2026)
Reward rates by category
| Category | Rate | Detail |
|---|---|---|
| Groceries | 0.75% | At Asda, in store and online, plus George, Opticians, Mobile and Tyres, paid as Asda Pounds |
| Gas & fuel | 0.75% | Asda Petrol |
| Everything else | 0.20% | Everywhere else, paid as Asda Pounds |
Benefits and perks
- 0.75% back in Asda Pounds when you spend at Asda, 0.2% everywhere else
- Up to 56 days interest free on purchases when you pay your balance in full
- Credit limits from £250 to £5,000, subject to status
- Quick application and a decision in minutes
- Find out if you’re eligible without impacting your credit rating
- We’ll tell you the credit limit and interest rate we could offer you before you apply
- Real-time notifications in the app
- Secure digital payments with Apple Pay and Google Pay
Questions about the Asda Money Credit Card
What is the annual fee on the Asda Money Credit Card?
The Asda Money Credit Card has an annual fee of £0.
What rewards does the Asda Money Credit Card earn?
The Asda Money Credit Card earns 0.75% on groceries, 0.75% on gas & fuel, 0.20% on everything else.
Is the Asda Money Credit Card worth it?
The Asda Money Credit Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
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