Aspire® Cash Back Rewards Mastercard

Aspire® Cash Back Rewards Mastercard

No ratings yetNot yet rated

Aspire · MASTERCARD

The Aspire® Cash Back Rewards Mastercard is a credit card from Aspire on the MASTERCARD network. It earns 3% on groceries, 1% on everything else.

Verified 6 Sept 2026

Key facts

Credit needed
Fair, Bad
Network
MASTERCARD

Reward rates by category

Reward rates for the Aspire® Cash Back Rewards Mastercard by spending category
CategoryRateDetail
Groceries3%Earn Cash Back Rewards – 3% on Eligible Gas, Groceries, and Utilities, and 1% on All Other Eligible Purchases
Everything else1%Earn 1% Cash Back Rewards on All Other Eligible Purchases

Benefits and perks

  • Earn Cash Back Rewards – 3% on Eligible Gas, Groceries, and Utilities, and 1% on All Other Eligible Purchases
  • Earn 1% Cash Back Rewards on All Other Eligible Purchases
  • Up to $1,000 Credit Limit Subject to Credit Approval
  • No Security Deposit
  • Prequalify Without Affecting your Credit Score
  • Use Anywhere Mastercard is Accepted
  • Reported to all 3 Bureaus
  • Free Access to your Credit Score
  • $0 Fraud Liability
  • See Applicable Disclosures and Cardholder Agreements for rate and fee information

Questions about the Aspire® Cash Back Rewards Mastercard

What is the annual fee on the Aspire® Cash Back Rewards Mastercard?

Woodo does not currently hold verified annual fee data for the Aspire® Cash Back Rewards Mastercard. Check the issuer's own terms for the current fee.

What rewards does the Aspire® Cash Back Rewards Mastercard earn?

The Aspire® Cash Back Rewards Mastercard earns 3% on groceries, 1% on everything else.

What credit score do you need for the Aspire® Cash Back Rewards Mastercard?

The Aspire® Cash Back Rewards Mastercard is generally listed for applicants with fair or bad credit. Approval also depends on income and the issuer's own criteria.

Is the Aspire® Cash Back Rewards Mastercard worth it?

The Aspire® Cash Back Rewards Mastercard is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.

Community

Approval and real earn reports from cardholders are coming to this page soon.

Not sure this is the right card for you?

Upload a credit card statement and Woodo works out what you actually spend by category, then ranks every card in the catalog against your own numbers. No bank login needed.

Upload a statement