Bank Avera Mastercard Gold / Visa Gold

Bank Avera Mastercard Gold / Visa Gold

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Bank Avera · MASTERCARD

The Bank Avera Mastercard Gold / Visa Gold is a credit card from Bank Avera on the Mastercard network. It has an annual fee of CHF 200. The welcome offer is 20,000 surprize welcome points.

Verified 3 Oct 2026

Key facts

Annual fee
CHF 200
Purchase APR
12% p.a.
Foreign transaction fee
1.75%
Network
MASTERCARD
Welcome offer
20,000 surprize welcome points

Benefits and perks

  • Choose a Mastercard or a Visa.
  • Sold in Bank Avera's Paket Gold with a private account: CHF 12 a month for up to two cards.
  • CHF 7.50 a month with a Privatkonto25.
  • 1.5 surprize points per franc spent, redeemable for vouchers and rewards.
  • Priority Pass membership.
  • Card made from recycled plastic.
  • Travel accident insurance up to CHF 500,000.
  • Trip cancellation cover up to CHF 20,000.
  • Up to 15% off Hertz car rental.
  • Additional card CHF 50 a year (up to 9).

Questions about the Bank Avera Mastercard Gold / Visa Gold

What is the annual fee on the Bank Avera Mastercard Gold / Visa Gold?

The Bank Avera Mastercard Gold / Visa Gold has an annual fee of CHF 200.

Is the Bank Avera Mastercard Gold / Visa Gold worth it?

The Bank Avera Mastercard Gold / Visa Gold is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.

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