Bank of us Visa Credit Card

Bank of us Visa Credit Card

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Bank of us · VISA

The Bank of us Visa Credit Card is a credit card from Bank of us on the Visa network. It has an annual fee of A$39.

Verified 24 Oct 2026

Key facts

Annual fee
A$39
Purchase APR
9.99% p.a.
Network
VISA

Benefits and perks

  • One rate for purchases, cash advances and BPAY
  • $39 annual fee waived when you spend more than $8,000 a year
  • Up to 58 days interest-free on purchases
  • No application fee
  • Credit limits from $500
  • Late payment fee $20

Questions about the Bank of us Visa Credit Card

What is the annual fee on the Bank of us Visa Credit Card?

The Bank of us Visa Credit Card has an annual fee of A$39.

Is the Bank of us Visa Credit Card worth it?

The Bank of us Visa Credit Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.

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Not sure this is the right card for you?

Upload a credit card statement and Woodo works out what you actually spend by category, then ranks every card in the catalog against your own numbers. No bank login needed.

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