Vertigo

Vertigo

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BankSA · VISA

The Vertigo is a credit card from BankSA on the VISA network. It has an annual fee of A$84.

Verified 13 Sept 2026

Key facts

Annual fee
A$84
Purchase APR
13.99% p.a.
Foreign transaction fee
3%
Network
VISA

Benefits and perks

  • Low interest rate. A useful benefit if you don’t think you’ll pay off your purchases in full each month.
  • Up to 55 days interest-free. That’s more time to pay your purchase balance and avoid interest charges on your purchases. The interest-free days don’t cover cash advances.
  • Shop through ShopBack. Get Cashback. Link and pay with your eligible BankSA credit card to get exclusive bonus Cashback when you shop on the new BankSA Lounge on the ShopBack app.
  • Low minimum credit limit. If you haven’t used credit much before, or aren’t confident using it, the $500 minimum limit can help ensure your spend doesn’t get out of control.
  • Complimentary additional cardholder. Add a second cardholder (16 or over) for free, while keeping all the spend on the one account.
  • Secure ways to pay. Make purchases with your smartphone using your choice of mobile wallet, including Apple Pay, Google Pay and Samsung Pay.
  • Fraud protection. Feel confident using our cards, with 24/7 fraud monitoring, Secure Online Shopping Service, and the BankSA Fraud Money Back Guarantee.
  • Access to My Offers Hub. A space filled with offers and benefits to make your life a little sweeter, every single day.
  • Visa Offers and Perks. When you’re with Visa, you also get access to discounts and offers that can be personalised to your own taste.
  • 0% p.a. on balance transfers for 20 months when requested at card application.

Questions about the Vertigo

What is the annual fee on the Vertigo?

The Vertigo has an annual fee of A$84.

Is the Vertigo worth it?

The Vertigo is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.

Community

Approval and real earn reports from cardholders are coming to this page soon.

Not sure this is the right card for you?

Upload a credit card statement and Woodo works out what you actually spend by category, then ranks every card in the catalog against your own numbers. No bank login needed.

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