
BankVic Low Rate Visa
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BankVic · VISA
The BankVic Low Rate Visa is a credit card from BankVic on the Visa network. It has an annual fee of A$0.
Verified 24 Oct 2026
Key facts
- Annual fee
- A$0
- Purchase APR
- 13.95% p.a.
- Intro APR
- 8.99% p.a. for 6 months on purchases and balance transfers
- Foreign transaction fee
- 3.65%
- Network
- VISA
Benefits and perks
- 8.99% p.a. for the first 6 months on purchases and balance transfers
- Up to 44 days interest-free on purchases
- Credit limits from $1,000 to $20,000
- No cash advance fee (interest applies)
- Late payment fee $15
Questions about the BankVic Low Rate Visa
What is the annual fee on the BankVic Low Rate Visa?
The BankVic Low Rate Visa has an annual fee of A$0.
Is the BankVic Low Rate Visa worth it?
The BankVic Low Rate Visa is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
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