BankVic Low Rate Visa

BankVic Low Rate Visa

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BankVic · VISA

The BankVic Low Rate Visa is a credit card from BankVic on the Visa network. It has an annual fee of A$0.

Verified 24 Oct 2026

Key facts

Annual fee
A$0
Purchase APR
13.95% p.a.
Intro APR
8.99% p.a. for 6 months on purchases and balance transfers
Foreign transaction fee
3.65%
Network
VISA

Benefits and perks

  • 8.99% p.a. for the first 6 months on purchases and balance transfers
  • Up to 44 days interest-free on purchases
  • Credit limits from $1,000 to $20,000
  • No cash advance fee (interest applies)
  • Late payment fee $15

Questions about the BankVic Low Rate Visa

What is the annual fee on the BankVic Low Rate Visa?

The BankVic Low Rate Visa has an annual fee of A$0.

Is the BankVic Low Rate Visa worth it?

The BankVic Low Rate Visa is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.

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