Platinum no fee balance transfer

Platinum no fee balance transfer

No ratings yetNot yet rated

Barclaycard · VISA

The Platinum no fee balance transfer is a credit card from Barclaycard on the VISA network. It has an annual fee of £0.

Verified 12 Sept 2026

Key facts

Annual fee
£0
Purchase APR
24.9% p.a. (variable)
Intro APR
0% on purchases for 3 months, 0% on balance transfers for 12 months
Network
VISA

Benefits and perks

  • 0% interest on balance transfers for up to 12 months: From the date you open your account. Transfers must be made within 60 days to benefit from the 0% offer.
  • 0% interest on purchases for 3 months: From the date you open your account.
  • 0% transfer fee: On each balance transfer made. Terms and conditions apply which you can find in the important information section below.
  • Representative example: Representative 24.9% APR, Purchase rate 24.9% p.a., Based on a £1,200

Questions about the Platinum no fee balance transfer

What is the annual fee on the Platinum no fee balance transfer?

The Platinum no fee balance transfer has an annual fee of £0.

Is the Platinum no fee balance transfer worth it?

The Platinum no fee balance transfer is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.

Community

Approval and real earn reports from cardholders are coming to this page soon.

Not sure this is the right card for you?

Upload a credit card statement and Woodo works out what you actually spend by category, then ranks every card in the catalog against your own numbers. No bank login needed.

Upload a statement