BAWAG Kreditkarte GOLD
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BAWAG · VISA
The BAWAG Kreditkarte GOLD is a credit card from BAWAG on the Visa network. It has an annual fee of €67.92.
Verified 23 Oct 2026
Key facts
- Annual fee
- €67.92
- Foreign transaction fee
- 2.5%
- Network
- VISA
Benefits and perks
- For BAWAG current account holders; the card fee is charged to the account.
- Spending limit €3,000 a month.
- The bill is paid in full unless you switch on instalments; the instalment rate is the ECB key rate plus 10 percentage points.
- 1.5% fee on payments in other currencies and on euro payments outside the EEA, plus an exchange-rate margin of 1% (EEA currencies, Swiss franc, US, Australian and Canadian dollar) or 1.5%.
- Purchase protection against damage and theft.
- Travel insurance including trip cancellation.
- 2 free visits a year to the SKY or VIENNA lounge at Vienna Airport.
- 5% of the KontoBox account fee back for holding the card, 15% when you spend over €250 with it.
- Additional card €3.60 a month.
Questions about the BAWAG Kreditkarte GOLD
What is the annual fee on the BAWAG Kreditkarte GOLD?
The BAWAG Kreditkarte GOLD has an annual fee of €67.92.
Is the BAWAG Kreditkarte GOLD worth it?
The BAWAG Kreditkarte GOLD is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
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