Platinum Rewards Credit Card

Platinum Rewards Credit Card

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Bendigo Bank · MASTERCARD

The Platinum Rewards Credit Card is a credit card from Bendigo Bank on the MASTERCARD network. It has an annual fee of A$89. It earns 1.5x on everything else.

Verified 13 Sept 2026

Key facts

Annual fee
A$89
Purchase APR
19.99% p.a.
Network
MASTERCARD

Reward rates by category

Reward rates for the Platinum Rewards Credit Card by spending category
CategoryRateDetail
Everything else1.5xEarn 1.5 Bendigo Bank Rewards points for every dollar spent.

Benefits and perks

  • Earn 1.5 Bendigo Bank Rewards points for every dollar spent.
  • Up to 3 consecutive months international travel insurance (for persons under 81 years).
  • Extend warranty on covered purchases made with your credit card.
  • 90 day purchase protection on stolen or accidentally damaged purchases when the total cost of the purchase is charged to your participating credit card.
  • No fee for additional cardholders.
  • 24/7 fraud monitoring and no liability for unauthorised transactions.
  • Up to 55 days interest free.
  • Interest is calculated from the statement date, not from when you made the purchase.
  • Use everywhere Mastercard is accepted.
  • Access Mastercard Priceless Cities exclusive experiences and special offers.
  • Mobile payments with your smart phone and smart watch.

Questions about the Platinum Rewards Credit Card

What is the annual fee on the Platinum Rewards Credit Card?

The Platinum Rewards Credit Card has an annual fee of A$89.

What rewards does the Platinum Rewards Credit Card earn?

The Platinum Rewards Credit Card earns 1.5x on everything else.

Is the Platinum Rewards Credit Card worth it?

The Platinum Rewards Credit Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.

Community

Approval and real earn reports from cardholders are coming to this page soon.

Not sure this is the right card for you?

Upload a credit card statement and Woodo works out what you actually spend by category, then ranks every card in the catalog against your own numbers. No bank login needed.

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