Beyond Bank Low Rate Visa Credit Card

Beyond Bank Low Rate Visa Credit Card

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Beyond Bank · VISA

The Beyond Bank Low Rate Visa Credit Card is a credit card from Beyond Bank on the Visa network. It has an annual fee of A$59.

Verified 24 Oct 2026

Key facts

Annual fee
A$59
Purchase APR
12.49% p.a.
Foreign transaction fee
3%
Network
VISA

Benefits and perks

  • 0% p.a. on balance transfers for 12 months, or 4.99% p.a. for 6 months (minimum transfer $500)
  • Up to 62 days interest-free on purchases
  • Same rate on cash advances as on purchases
  • Up to 4 additional cardholders at no cost
  • Credit limits from $1,000

Questions about the Beyond Bank Low Rate Visa Credit Card

What is the annual fee on the Beyond Bank Low Rate Visa Credit Card?

The Beyond Bank Low Rate Visa Credit Card has an annual fee of A$59.

Is the Beyond Bank Low Rate Visa Credit Card worth it?

The Beyond Bank Low Rate Visa Credit Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.

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