Bilt Blue Card
Bilt · MASTERCARD
The Bilt Blue Card is a credit card from Bilt on the MASTERCARD network. It has an annual fee of $0. The welcome offer is Welcome offer: $100 of Bilt Cash when you apply and get approved. At the end of each calendar year, any Bilt Cash balance over $100 will expire.
Key facts
- Annual fee
- $0
- Foreign transaction fee
- None
- Credit needed
- Excellent, Good
- Network
- MASTERCARD
- Welcome offer
- Welcome offer: $100 of Bilt Cash when you apply and get approved. At the end of each calendar year, any Bilt Cash balance over $100 will expire.
Benefits and perks
- Earn up to 1.25X points on rent and mortgage payments with no transaction fee.
- 1X points on everyday spend.
- Welcome offer: $100 of Bilt Cash when you apply and get approved. At the end of each calendar year, any Bilt Cash balance over $100 will expire.
- Bilt Point redemptions include airlines, hotels, future rent and mortgage payments, Lyft rides, statement credits, student loan balances, a down payment on a home, and more.
- Earn additional points through Bilt Neighborhood Benefits™ when you use your card at Bilt’s network of 50,000+ merchant partners.
- Other benefits: No foreign transaction fees, Cellular Wireless Telephone Protection, Purchase Assurance, MasterRental Coverage (See Guide to Benefits )
Rates and fees
Annual membership fee: $0. Foreign transaction fee: None.
Rates and fees as published by the issuer and recorded on 6 Sept 2026. See the issuer's terms for current rates. View the issuer's terms
Questions about the Bilt Blue Card
What is the annual fee on the Bilt Blue Card?
The Bilt Blue Card has an annual fee of $0.
What credit score do you need for the Bilt Blue Card?
The Bilt Blue Card is generally listed for applicants with excellent or good credit. Approval also depends on income and the issuer's own criteria.
Is the Bilt Blue Card worth it?
The Bilt Blue Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
Community
Approval and real earn reports from cardholders are coming to this page soon.
More from Bilt
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