Platinum Visa Credit Card

Platinum Visa Credit Card

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BOQ · VISA

The Platinum Visa Credit Card is a credit card from BOQ on the VISA network. It has an annual fee of A$149. It earns 2x on everything else. The welcome offer is Earn 100,000 Q Rewards® Bonus Points when you spend $4,500 on eligible purchases within 90 days from approval.

Verified 13 Sept 2026

Key facts

Annual fee
A$149
Purchase APR
20.99% p.a.
Network
VISA
Welcome offer
Earn 100,000 Q Rewards® Bonus Points when you spend $4,500 on eligible purchases within 90 days from approval.

Reward rates by category

Reward rates for the Platinum Visa Credit Card by spending category
CategoryRateDetail
Everything else2xEarn 2 Q Rewards® Points per $1 spent on eligible purchases, uncapped

Benefits and perks

  • Earn 2 Q Rewards® Points per $1 spent on eligible purchases, uncapped.
  • Complimentary Insurances. Purchase Protection and Extended Warranty Insurance.
  • Complimentary Purchase Protection and Extended Warranty Insurance. Including access to complimentary Purchase Protection Insurance and Extended Warranty Insurance (eligibility criteria, terms, conditions, limits and exclusions apply).
  • 0% p.a. on balance transfers for 12 months for new customers, with a 3% balance transfer fee.
  • Up to 44 days interest free on purchases when you pay your closing balance in full.

Questions about the Platinum Visa Credit Card

What is the annual fee on the Platinum Visa Credit Card?

The Platinum Visa Credit Card has an annual fee of A$149.

What rewards does the Platinum Visa Credit Card earn?

The Platinum Visa Credit Card earns 2x on everything else.

Is the Platinum Visa Credit Card worth it?

The Platinum Visa Credit Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.

Community

Approval and real earn reports from cardholders are coming to this page soon.

Not sure this is the right card for you?

Upload a credit card statement and Woodo works out what you actually spend by category, then ranks every card in the catalog against your own numbers. No bank login needed.

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