
SPAR Mastercard World
Cembra · MASTERCARD
The SPAR Mastercard World is a credit card from Cembra on the Mastercard network. It has an annual fee of $0. It earns 1% on groceries, 0.50% on everything else.
Key facts
- Annual fee
- $0
- Purchase APR
- 12% p.a. (9.95% on instalments at SPAR)
- Foreign transaction fee
- 1.5%
- Network
- MASTERCARD
Reward rates by category
| Category | Rate | Detail |
|---|---|---|
| Groceries | 1% | SPAR points at SPAR Schweiz, 500 points = a CHF 5 voucher |
| Everything else | 0.50% | SPAR points everywhere else |
Benefits and perks
- 9.95% p.a. on instalments for purchases at SPAR.
- Additional cards at no extra cost.
- Partial payment option.
- Collect points worldwide.
- MyDesign: favorite photo on your card.
- Purchase protection and SOS travel insurance.
Questions about the SPAR Mastercard World
What is the annual fee on the SPAR Mastercard World?
The SPAR Mastercard World has an annual fee of $0.
What rewards does the SPAR Mastercard World earn?
The SPAR Mastercard World earns 1% on groceries, 0.50% on everything else.
Is the SPAR Mastercard World worth it?
The SPAR Mastercard World is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
Community
Approval and real earn reports from cardholders are coming to this page soon.
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