SPAR Mastercard World

SPAR Mastercard World

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Cembra · MASTERCARD

The SPAR Mastercard World is a credit card from Cembra on the Mastercard network. It has an annual fee of $0. It earns 1% on groceries, 0.50% on everything else.

Verified 27 Sept 2026

Key facts

Annual fee
$0
Purchase APR
12% p.a. (9.95% on instalments at SPAR)
Foreign transaction fee
1.5%
Network
MASTERCARD

Reward rates by category

Reward rates for the SPAR Mastercard World by spending category
CategoryRateDetail
Groceries1%SPAR points at SPAR Schweiz, 500 points = a CHF 5 voucher
Everything else0.50%SPAR points everywhere else

Benefits and perks

  • 9.95% p.a. on instalments for purchases at SPAR.
  • Additional cards at no extra cost.
  • Partial payment option.
  • Collect points worldwide.
  • MyDesign: favorite photo on your card.
  • Purchase protection and SOS travel insurance.

Questions about the SPAR Mastercard World

What is the annual fee on the SPAR Mastercard World?

The SPAR Mastercard World has an annual fee of $0.

What rewards does the SPAR Mastercard World earn?

The SPAR Mastercard World earns 1% on groceries, 0.50% on everything else.

Is the SPAR Mastercard World worth it?

The SPAR Mastercard World is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.

Community

Approval and real earn reports from cardholders are coming to this page soon.

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