CIMB AWSM Card

CIMB AWSM Card

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CIMB · MASTERCARD

The CIMB AWSM Card is a credit card from CIMB on the Mastercard network. It has an annual fee of S$0. It earns 1% on dining & restaurants, 1% on entertainment, 1% on online shopping.

Verified 4 Oct 2026

Key facts

Annual fee
S$0
Purchase APR
28% p.a.
Foreign transaction fee
Up to 3% (2% CIMB + 1% Visa/Mastercard)
Network
MASTERCARD

Reward rates by category

Reward rates for the CIMB AWSM Card by spending category
CategoryRateDetail
Dining & restaurants1%Dining, unlimited, from the first dollar
Entertainment1%Entertainment, unlimited, from the first dollar
Online shopping1%Online shopping, unlimited, from the first dollar
Bills & utilities1%Telco bills, unlimited, from the first dollar

Benefits and perks

  • For students and full-time national servicemen aged 18 to 29, and working adults.
  • No annual fee, for life.

Questions about the CIMB AWSM Card

What is the annual fee on the CIMB AWSM Card?

The CIMB AWSM Card has an annual fee of S$0.

What rewards does the CIMB AWSM Card earn?

The CIMB AWSM Card earns 1% on dining & restaurants, 1% on entertainment, 1% on online shopping, 1% on bills & utilities.

Is the CIMB AWSM Card worth it?

The CIMB AWSM Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.

Community

Approval and real earn reports from cardholders are coming to this page soon.

Not sure this is the right card for you?

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