Smart Awards Credit Card

Key facts

Annual fee

A$228

Purchase APR

20.99% p.a.

Foreign transaction fee

None

Network

MASTERCARD

Benefits and perks

• Points Boost: Earn up to 2 Bonus Points or 0.8 Qantas Points per $1 spent on your highest eligible purchase made in a statement period up to 1,000 Bonus Points or 400 Qantas Points
• Earn up to 1.5 Awards points or 0.6 Qantas Points for every $1 spent up to and including $5,000 in a statement period on eligible purchases
• No monthly fee if you spend at least $2,000 during your statement period. Otherwise the monthly fee is $19
• Earn unlimited Awards Points or Qantas Points each year
• Choose to earn CommBank Awards points or opt-in to earn Qantas Points for $90 per year.
• Cashback benefits for eligible cardholders through CommBank Yello Cashback Offers in the CommBank app
• Pay no international transaction fees for purchases you make overseas or online
• Access to international travel insurance when you spend at least $500 in a single transaction on prepaid travel using your card and activate before you travel
• Enjoy access to over 1,300 airport lounges worldwide for a fee with Mastercard Travel Pass provided by DragonPass with your Smart Awards credit card
• Pay no additional cardholder fee to share the convenience of your card with someone else
• Up to 44 days interest-free on purchases
• Priceless.com offers and experiences
• Complimentary access to book flights and hotels for eligible customers via Travel Booking (Provided by Hopper). Search for Travel Booking accessible via the CommBank app (search Travel Booking in the search bar)
• The Touch Card feature by Mastercard is a unique squared tactile notch to help blind and partially sighted cardholders identify their cards with just a touch
• With SurePay instalment plans you can pay off all or part of your credit card balance of $600 or more within a set time with a Balance/Cash Advance Plan or take advantage of a Purchase Plan (a set-up fee applies) with 0% interest on purchases made in the last 14 days.

Questions about the Smart Awards Credit Card