Commerzbank GoldKreditkarte
No ratings yetNot yet rated
Commerzbank · VISA
The Commerzbank GoldKreditkarte is a credit card from Commerzbank on the Visa network. It has an annual fee of €99.90.
Verified 18 Oct 2026
Key facts
- Annual fee
- €99.90
- Foreign transaction fee
- 1.75%
- Network
- VISA
Benefits and perks
- Charge card: spending is collected and billed monthly.
- The 1.75% foreign use fee applies outside the euro area (not to Swedish krona or Romanian leu).
- 3-Raten-Service: split purchases from €200 into three monthly instalments.
- Travel insurance package (trip cancellation and interruption, travel health and accident abroad, travel assistance), even when the trip was not paid with the card.
- Priority Pass for airport lounges worldwide.
Questions about the Commerzbank GoldKreditkarte
What is the annual fee on the Commerzbank GoldKreditkarte?
The Commerzbank GoldKreditkarte has an annual fee of €99.90.
Is the Commerzbank GoldKreditkarte worth it?
The Commerzbank GoldKreditkarte is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
Community
Approval and real earn reports from cardholders are coming to this page soon.
More from Commerzbank
Not sure this is the right card for you?
Upload a credit card statement and Woodo works out what you actually spend by category, then ranks every card in the catalog against your own numbers. No bank login needed.
Upload a statement