Coutts Silk Credit Card

Coutts Silk Credit Card

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Coutts · MASTERCARD

The Coutts Silk Credit Card is a credit card from Coutts on the Mastercard network. It has an annual fee of £0.

Verified 24 Oct 2026

Key facts

Annual fee
£0
Purchase APR
19.99% APR representative (variable)
Foreign transaction fee
None
Network
MASTERCARD

Benefits and perks

  • No non-sterling transaction fees abroad
  • Airport lounge access with LoungeKey, over 1,100 lounges (£24 entry fee per person)
  • Rewards, experiences and charitable donations through Thank You From Coutts
  • Additional cardholders, each with their own spending limit, on one statement
  • Available only to Coutts clients aged 18 or over

Questions about the Coutts Silk Credit Card

What is the annual fee on the Coutts Silk Credit Card?

The Coutts Silk Credit Card has an annual fee of £0.

Is the Coutts Silk Credit Card worth it?

The Coutts Silk Credit Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.

Community

Approval and real earn reports from cardholders are coming to this page soon.

Not sure this is the right card for you?

Upload a credit card statement and Woodo works out what you actually spend by category, then ranks every card in the catalog against your own numbers. No bank login needed.

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