Danske Bank Mastercard Platinum Credit/Debit

Danske Bank Mastercard Platinum Credit/Debit

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Danske Bank · MASTERCARD

The Danske Bank Mastercard Platinum Credit/Debit is a credit card from Danske Bank on the Mastercard network. It earns 0.50% on everything else.

Verified 16 Oct 2026

Key facts

Purchase APR
3-month Euribor + 9% (11.3% in the issuer's worked example; effective 15.9% on €4,000 over 12 months)
Foreign transaction fee
2.25%
Network
MASTERCARD

Reward rates by category

Reward rates for the Danske Bank Mastercard Platinum Credit/Debit by spending category
CategoryRateDetail
Everything else0.50%0.5% payment benefit to your account on purchases paid with the credit, capped at what you paid for Danske's daily and financing services

Benefits and perks

  • Debit and credit in one card: pay from your account or from the credit.
  • On average 43 interest-free days on purchases.
  • Travel insurance whenever at least 75% of the trip is paid on the credit side.
  • Purchase protection up to €3,000 a claim and €9,000 over the card's life.
  • Cover for cash stolen within 12 hours of a withdrawal, up to €500 a claim.
  • Danske Premium customers get 6 free Priority Pass lounge visits a year and the option to swap the payment benefit for Finnair Plus Silver tier or Avios.
  • Free entry with one guest to the Danske Bank Aviator Business Lounge at Copenhagen Airport.
  • K-Plussa loyalty can be added to the card.

Questions about the Danske Bank Mastercard Platinum Credit/Debit

What is the annual fee on the Danske Bank Mastercard Platinum Credit/Debit?

Woodo does not currently hold verified annual fee data for the Danske Bank Mastercard Platinum Credit/Debit. Check the issuer's own terms for the current fee.

What rewards does the Danske Bank Mastercard Platinum Credit/Debit earn?

The Danske Bank Mastercard Platinum Credit/Debit earns 0.50% on everything else.

Is the Danske Bank Mastercard Platinum Credit/Debit worth it?

The Danske Bank Mastercard Platinum Credit/Debit is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.

Community

Approval and real earn reports from cardholders are coming to this page soon.

Not sure this is the right card for you?

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