DBS Chromo Card
DBS · VISA
The DBS Chromo Card is a credit card from DBS on the Visa network. It has an annual fee of S$196.20. It earns 1% on everything else. The welcome offer is A Samsonite MINTER 80/30 Trunk Luggage (worth S$680) or S$288 cashback for new DBS/POSB credit cardholders aged 21 to 29 who use the promo code, spend S$500 in the first 60 days and have a PayLah! account (offer ends 31 October 2026).
Key facts
- Annual fee
- S$196.20
- Purchase APR
- 27.8% p.a.
- Foreign transaction fee
- 0%
- Network
- VISA
- Welcome offer
- A Samsonite MINTER 80/30 Trunk Luggage (worth S$680) or S$288 cashback for new DBS/POSB credit cardholders aged 21 to 29 who use the promo code, spend S$500 in the first 60 days and have a PayLah! account (offer ends 31 October 2026)
Reward rates by category
| Category | Rate | Detail |
|---|---|---|
| Everything else | 1% | Cashback on local spend, no minimum spend |
Benefits and perks
- Annual fee waived for the first 5 years.
- Up to 5% cashback on your two biggest local spend categories each month, picked automatically from dining, travel, shopping, transport, entertainment and wellness, with at least S$500 spent that month; capped at S$30 per category.
- Or switch to 1.3 miles per S$1 on local spend.
Questions about the DBS Chromo Card
What is the annual fee on the DBS Chromo Card?
The DBS Chromo Card has an annual fee of S$196.20.
What rewards does the DBS Chromo Card earn?
The DBS Chromo Card earns 1% on everything else.
Is the DBS Chromo Card worth it?
The DBS Chromo Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
Community
Approval and real earn reports from cardholders are coming to this page soon.
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