DCS Ultimate Platinum Mastercard
DCS Card Centre · MASTERCARD
The DCS Ultimate Platinum Mastercard is a credit card from DCS Card Centre on the Mastercard network. It has an annual fee of S$130.80. It earns 4% on travel, 2% on everything else. The welcome offer is S$50 of Gojek vouchers and a GOTRIP luggage bag for new-to-DCS cardholders: a 20-inch bag (worth S$200) for S$500 spent, or a 24-inch bag (worth S$300) for S$800 spent in the first 30 days (offer ends 30 November 2026).
Key facts
- Annual fee
- S$130.80
- Purchase APR
- 27.8% p.a.
- Foreign transaction fee
- 3.25%
- Network
- MASTERCARD
- Welcome offer
- S$50 of Gojek vouchers and a GOTRIP luggage bag for new-to-DCS cardholders: a 20-inch bag (worth S$200) for S$500 spent, or a 24-inch bag (worth S$300) for S$800 spent in the first 30 days (offer ends 30 November 2026)
Reward rates by category
| Category | Rate | Detail |
|---|---|---|
| Travel | 4% | Direct airline and hotel bookings (2% bonus); all cashback capped at S$200 a month |
| Everything else | 2% | All purchases, no minimum spend; all cashback capped at S$200 a month |
Benefits and perks
- E-commerce purchase protection.
- First-year service fee waived.
- Monthly service fee waived after that with 8 retail transactions or S$800 a month.
Questions about the DCS Ultimate Platinum Mastercard
What is the annual fee on the DCS Ultimate Platinum Mastercard?
The DCS Ultimate Platinum Mastercard has an annual fee of S$130.80.
What rewards does the DCS Ultimate Platinum Mastercard earn?
The DCS Ultimate Platinum Mastercard earns 4% on travel, 2% on everything else.
Is the DCS Ultimate Platinum Mastercard worth it?
The DCS Ultimate Platinum Mastercard is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
Community
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