Discover it Balance Transfer Credit Card
Discover · DISCOVER
The Discover it Balance Transfer Credit Card is a credit card from Discover on the Discover network. It has an annual fee of $0.
Key facts
- Annual fee
- $0
- Purchase APR
- 17.74% - 26.74% variable APR
- Intro APR
- 0% intro APR on balance transfers until 2028 0% intro APR for 18 months on balance transfers and 6 months on pu
- Network
- DISCOVER
Benefits and perks
- 0% intro APR on balance transfers until 2028
- Earn 5% Cash Back
- Unlimited Cashback Match
- Start out right with our low intro APR
- Benefits that don’t just talk the talk
- $0 Fraud Liability
- Free Social Security number alerts
- Lock your card
- FICO® Score and more
- Real human customer service 24/7
- Questions about credit card balance transfers
- Learn more about balance transfer credit card offers
Rates and fees
Annual membership fee: $0. Purchase APR: 17.74% - 26.74% variable APR, based on creditworthiness and the Prime Rate. Introductory purchase APR: 0% intro APR on balance transfers until 2028 0% intro APR for 18 months on balance transfers and 6 months on pu.
Rates and fees as published by the issuer and recorded on 1 Nov 2026. See the issuer's terms for current rates. View the issuer's terms
Questions about the Discover it Balance Transfer Credit Card
What is the annual fee on the Discover it Balance Transfer Credit Card?
The Discover it Balance Transfer Credit Card has an annual fee of $0.
Is the Discover it Balance Transfer Credit Card worth it?
The Discover it Balance Transfer Credit Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
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