Discover it Cash Back Credit Card

Discover it Cash Back Credit Card

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Discover · DISCOVER

The Discover it Cash Back Credit Card is a credit card from Discover on the DISCOVER network. It has an annual fee of $0.

Verified 7 Sept 2026

Key facts

Annual fee
$0
Purchase APR
17.49% - 26.49% variable APR
Intro APR
0% intro APR for 15 months on purchases and balance transfers; 17
Network
DISCOVER

Benefits and perks

  • Earn 5% Cash Back
  • Unlimited Cashback Match
  • $0 Fraud Liability
  • Join those in the know
  • Discover Credit Card
  • em]:dfs-tw-block">Security features that matter
  • A look that’s all yours
  • Start out right with our low intro APR
  • Cash back credit card FAQs
  • Learn more about cash back rewards credit cards from Discover
  • How to Choose the Best Cash Back Credit Card for You
  • What Credit Card Do I Qualify For?

Rates and fees

Annual membership fee: $0. Purchase APR: 17.49% - 26.49% variable APR, based on creditworthiness and the Prime Rate. Introductory purchase APR: 0% intro APR for 15 months on purchases and balance transfers; 17.

Rates and fees as published by the issuer and recorded on 7 Sept 2026. See the issuer's terms for current rates. View the issuer's terms

Questions about the Discover it Cash Back Credit Card

What is the annual fee on the Discover it Cash Back Credit Card?

The Discover it Cash Back Credit Card has an annual fee of $0.

Is the Discover it Cash Back Credit Card worth it?

The Discover it Cash Back Credit Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.

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