dm PAYBACK American Express Karte

dm PAYBACK American Express Karte

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American Express · AMEX

The dm PAYBACK American Express Karte is a credit card from American Express on the American Express network. It has an annual fee of €0. The welcome offer is 1,000 extra PAYBACK points when the card is issued, for new cardholders.

Verified 18 Oct 2026

Key facts

Annual fee
€0
Foreign transaction fee
2%
Network
AMEX
Welcome offer
1,000 extra PAYBACK points when the card is issued, for new cardholders

Benefits and perks

  • Charge card: the monthly bill is paid in full, with no interest.
  • 1 PAYBACK point per €3 spent anywhere (fuel excluded), on top of the usual points at PAYBACK partners.

Questions about the dm PAYBACK American Express Karte

What is the annual fee on the dm PAYBACK American Express Karte?

The dm PAYBACK American Express Karte has an annual fee of €0.

Is the dm PAYBACK American Express Karte worth it?

The dm PAYBACK American Express Karte is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.

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