NOW Rewards Visa
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Finance Now · VISA
The NOW Rewards Visa is a credit card from Finance Now on the Visa network. It has an annual fee of NZ$68. It earns 0.67% on everything else.
Verified 27 Sept 2026
Key facts
- Annual fee
- NZ$68
- Purchase APR
- 26.65% p.a.
- Foreign transaction fee
- 2%
- Network
- VISA
Reward rates by category
| Category | Rate | Detail |
|---|---|---|
| Everything else | 0.67% | 1 NOW Dollar (worth NZ$1 at participating retailers) for every $150 of eligible spend |
Benefits and perks
- Long-term interest free payment plans at participating retailers.
- 12 months interest free on purchases of $250 or more at participating retailers (until 31 March 2027).
- Up to 55 days interest free on purchases.
- Additional cardholder at no extra cost.
Questions about the NOW Rewards Visa
What is the annual fee on the NOW Rewards Visa?
The NOW Rewards Visa has an annual fee of NZ$68.
What rewards does the NOW Rewards Visa earn?
The NOW Rewards Visa earns 0.67% on everything else.
Is the NOW Rewards Visa worth it?
The NOW Rewards Visa is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
Community
Approval and real earn reports from cardholders are coming to this page soon.
Not sure this is the right card for you?
Upload a credit card statement and Woodo works out what you actually spend by category, then ranks every card in the catalog against your own numbers. No bank login needed.
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