Gem Visa
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Gem · VISA
The Gem Visa is a credit card from Gem on the VISA network. It has an annual fee of $65.
Verified 26 Sept 2026
Key facts
- Annual fee
- $65
- Purchase APR
- 29.95% p.a.
- Intro APR
- 0% p.a. for 6 months on all Visa purchases $250 and over
- Foreign transaction fee
- 2%
- Network
- VISA
Benefits and perks
- 0% interest for 6 months on general purchases of $250 or more: Select your purchases in the Latitude App or Latitude Service Centre within 30 days of the purchase date.
- 0% interest offers from 6 to 60 months: Take the stress out of big purchases with 0% interest payment plans at 100s of retailers online and in-store.
- $0 additional card holder fee: Share all the features and benefits without needing to open a second account.
- Balance Transfer: If you have money owing on a non-Latitude credit card, you can now move it over to your Gem Visa credit card.
Questions about the Gem Visa
What is the annual fee on the Gem Visa?
The Gem Visa has an annual fee of $65.
Is the Gem Visa worth it?
The Gem Visa is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
Community
Approval and real earn reports from cardholders are coming to this page soon.
Not sure this is the right card for you?
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