The Gemini Credit Card®
Gemini · MASTERCARD
The The Gemini Credit Card® is a credit card from Gemini on the MASTERCARD network. It has an annual fee of $0. It earns up to 4% on transport & transit, 3% on dining & restaurants.
Key facts
- Annual fee
- $0
- Foreign transaction fee
- None
- Credit needed
- Excellent, Good
- Network
- MASTERCARD
Reward rates by category
| Category | Rate | Detail |
|---|---|---|
| Transport & transit | up to 4% | Get 4% back on gas, EV charging, transit, taxis & rideshares on up to $300 in spend per month. 1% thereafter. Spend cycle refreshes on the 1st of the calendar month. |
| Dining & restaurants | 3% | 3% back on dining, 2% back on groceries, 1% back on all other purchases. |
Benefits and perks
- No annual fee and no foreign transaction fees. See Rates & Fees to learn more.
- Get 4% back on gas, EV charging, transit, taxis & rideshares on up to $300 in spend per month. 1% thereafter. Spend cycle refreshes on the 1st of the calendar month.
- 3% back on dining, 2% back on groceries, 1% back on all other purchases.
- Your rewards are automatically deposited into your account immediately. In some rare cases, rewards are deposited when the transaction posts. Subject to Rewards Program Terms .
- You can earn rewards in bitcoin, ethereum or 50+ other cryptos currently available on Gemini.
- Beautifully designed stainless steel card that comes in six premium colors, made from 75% recycled material.
- Make a purchase with your Gemini Credit Card anywhere in the world where Mastercard is accepted.
- Maximize your crypto rewards by adding family, friends or a special someone to your primary account.
- Gemini-branded credit products are issued by WebBank and offer various benefits from Mastercard.
Rates and fees
Annual membership fee: $0. Foreign transaction fee: None.
Rates and fees as published by the issuer and recorded on 6 Sept 2026. See the issuer's terms for current rates.
Questions about the The Gemini Credit Card®
What is the annual fee on the The Gemini Credit Card®?
The The Gemini Credit Card® has an annual fee of $0.
What rewards does the The Gemini Credit Card® earn?
The The Gemini Credit Card® earns up to 4% on transport & transit, 3% on dining & restaurants.
What credit score do you need for the The Gemini Credit Card®?
The The Gemini Credit Card® is generally listed for applicants with excellent or good credit. Approval also depends on income and the issuer's own criteria.
Is the The Gemini Credit Card® worth it?
The The Gemini Credit Card® is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
Community
Approval and real earn reports from cardholders are coming to this page soon.
Not sure this is the right card for you?
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