GXS Credit Card
GXS Bank · VISA
The GXS Credit Card is a credit card from GXS Bank on the Visa network. It has an annual fee of S$196.20. It earns up to 1.75% on everything else. The welcome offer is S$108 of Grab vouchers for rides, food and groceries paid with the card, for the first 30,000 cardholders (offer ends 31 October 2026).
Key facts
- Annual fee
- S$196.20
- Purchase APR
- 29% p.a.
- Foreign transaction fee
- 0%
- Network
- VISA
- Welcome offer
- S$108 of Grab vouchers for rides, food and groceries paid with the card, for the first 30,000 cardholders (offer ends 31 October 2026)
Reward rates by category
| Category | Rate | Detail |
|---|---|---|
| Everything else | up to 1.75% | Local spend outside Grab, with S$500 spent in the billing cycle; no cap |
Benefits and perks
- 3% back in GrabCoins on Grab, rising to 10% on Grab spend of S$1,000 or more in months with S$500 spent elsewhere.
- 1.75% on Singtel bills, no minimum spend.
- No foreign currency fee.
- First-year annual fee waived for cards approved by 31 Dec 2026.
- Launched in beta in 2026.
Questions about the GXS Credit Card
What is the annual fee on the GXS Credit Card?
The GXS Credit Card has an annual fee of S$196.20.
What rewards does the GXS Credit Card earn?
The GXS Credit Card earns up to 1.75% on everything else.
Is the GXS Credit Card worth it?
The GXS Credit Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
Community
Approval and real earn reports from cardholders are coming to this page soon.
More from GXS Bank
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