Horizon Bank Visa Credit Card

Horizon Bank Visa Credit Card

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Horizon Bank · VISA

The Horizon Bank Visa Credit Card is a credit card from Horizon Bank on the Visa network. It has an annual fee of A$49.

Verified 24 Oct 2026

Key facts

Annual fee
A$49
Purchase APR
12.95% p.a.
Intro APR
4.99% p.a. for 5 months
Network
VISA

Benefits and perks

  • 4.99% p.a. special rate for the first 5 months
  • Same rate on purchases and cash advances
  • Up to 55 days interest-free on purchases
  • Credit limits from $500
  • No establishment or early repayment fee
  • Late payment fee $10

Questions about the Horizon Bank Visa Credit Card

What is the annual fee on the Horizon Bank Visa Credit Card?

The Horizon Bank Visa Credit Card has an annual fee of A$49.

Is the Horizon Bank Visa Credit Card worth it?

The Horizon Bank Visa Credit Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.

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Approval and real earn reports from cardholders are coming to this page soon.

Not sure this is the right card for you?

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