ICBC AXA Dual Currency Credit Card - UnionPay Platinum Card

ICBC AXA Dual Currency Credit Card - UnionPay Platinum Card

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ICBC (Asia) · UNIONPAY

The ICBC AXA Dual Currency Credit Card - UnionPay Platinum Card is a credit card from ICBC (Asia) on the UnionPay network. It has an annual fee of HK$1,000. The welcome offer is HK$300 of statement credit for new customers who spend HK$3,000 within 2 months, plus HK$50 for applying online.

Verified 8 Oct 2026

Key facts

Annual fee
HK$1,000
Purchase APR
16.08% to 29.33% APR, set per cardholder
Network
UNIONPAY
Welcome offer
HK$300 of statement credit for new customers who spend HK$3,000 within 2 months, plus HK$50 for applying online

Benefits and perks

  • 1 bonus point per HK$1 on AXA Hong Kong insurance premiums and on spending.
  • AXA premiums paid in 12 monthly instalments.
  • Pays in Hong Kong dollars and renminbi from one card.

Questions about the ICBC AXA Dual Currency Credit Card - UnionPay Platinum Card

What is the annual fee on the ICBC AXA Dual Currency Credit Card - UnionPay Platinum Card?

The ICBC AXA Dual Currency Credit Card - UnionPay Platinum Card has an annual fee of HK$1,000.

Is the ICBC AXA Dual Currency Credit Card - UnionPay Platinum Card worth it?

The ICBC AXA Dual Currency Credit Card - UnionPay Platinum Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.

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