ICBC Caritas-HK Credit Card - Gold Mastercard

ICBC Caritas-HK Credit Card - Gold Mastercard

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ICBC (Asia) · MASTERCARD

The ICBC Caritas-HK Credit Card - Gold Mastercard is a credit card from ICBC (Asia) on the Mastercard network. It has an annual fee of HK$480. It earns 0.50% on everything else. The welcome offer is HK$150 of statement credit for new customers who spend HK$1,500 within 2 months, plus HK$50 for applying online.

Verified 8 Oct 2026

Key facts

Annual fee
HK$480
Purchase APR
16.08% to 29.33% APR, set per cardholder
Foreign transaction fee
1.9%
Network
MASTERCARD
Welcome offer
HK$150 of statement credit for new customers who spend HK$1,500 within 2 months, plus HK$50 for applying online

Reward rates by category

Reward rates for the ICBC Caritas-HK Credit Card - Gold Mastercard by spending category
CategoryRateDetail
Everything else0.50%0.5% cash rebate on spending

Benefits and perks

  • ICBC (Asia) gives 0.45% of your monthly spending to Caritas Hong Kong.

Questions about the ICBC Caritas-HK Credit Card - Gold Mastercard

What is the annual fee on the ICBC Caritas-HK Credit Card - Gold Mastercard?

The ICBC Caritas-HK Credit Card - Gold Mastercard has an annual fee of HK$480.

What rewards does the ICBC Caritas-HK Credit Card - Gold Mastercard earn?

The ICBC Caritas-HK Credit Card - Gold Mastercard earns 0.50% on everything else.

Is the ICBC Caritas-HK Credit Card - Gold Mastercard worth it?

The ICBC Caritas-HK Credit Card - Gold Mastercard is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.

Community

Approval and real earn reports from cardholders are coming to this page soon.

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