ICBC Credit Card - Platinum Mastercard

ICBC Credit Card - Platinum Mastercard

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ICBC (Asia) · MASTERCARD

The ICBC Credit Card - Platinum Mastercard is a credit card from ICBC (Asia) on the Mastercard network. It has an annual fee of HK$1,000. It earns 0.50% on everything else.

Verified 8 Oct 2026

Key facts

Annual fee
HK$1,000
Purchase APR
16.08% to 29.33% APR, set per cardholder
Foreign transaction fee
1.9%
Network
MASTERCARD

Reward rates by category

Reward rates for the ICBC Credit Card - Platinum Mastercard by spending category
CategoryRateDetail
Everything else0.50%0.5% cash rebate, or 1 Air China PhoenixMiles mile per HK$6

Benefits and perks

  • Octopus automatic add value.
  • Mastercard travel benefits on flights, hotels and car rental.

Questions about the ICBC Credit Card - Platinum Mastercard

What is the annual fee on the ICBC Credit Card - Platinum Mastercard?

The ICBC Credit Card - Platinum Mastercard has an annual fee of HK$1,000.

What rewards does the ICBC Credit Card - Platinum Mastercard earn?

The ICBC Credit Card - Platinum Mastercard earns 0.50% on everything else.

Is the ICBC Credit Card - Platinum Mastercard worth it?

The ICBC Credit Card - Platinum Mastercard is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.

Community

Approval and real earn reports from cardholders are coming to this page soon.

Not sure this is the right card for you?

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