ICBC Dual Currency Credit Card - UnionPay Diamond Card

ICBC Dual Currency Credit Card - UnionPay Diamond Card

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ICBC (Asia) · UNIONPAY

The ICBC Dual Currency Credit Card - UnionPay Diamond Card is a credit card from ICBC (Asia) on the UnionPay network. It has an annual fee of HK$1,000. It earns 0.50% on everything else.

Verified 8 Oct 2026

Key facts

Annual fee
HK$1,000
Purchase APR
16.08% to 29.33% APR, set per cardholder
Network
UNIONPAY

Reward rates by category

Reward rates for the ICBC Dual Currency Credit Card - UnionPay Diamond Card by spending category
CategoryRateDetail
Everything else0.50%0.5% cash rebate on HKD and RMB spending, or 1 Air China PhoenixMiles mile per HK$8

Benefits and perks

  • Pays in Hong Kong dollars and renminbi from one card.

Questions about the ICBC Dual Currency Credit Card - UnionPay Diamond Card

What is the annual fee on the ICBC Dual Currency Credit Card - UnionPay Diamond Card?

The ICBC Dual Currency Credit Card - UnionPay Diamond Card has an annual fee of HK$1,000.

What rewards does the ICBC Dual Currency Credit Card - UnionPay Diamond Card earn?

The ICBC Dual Currency Credit Card - UnionPay Diamond Card earns 0.50% on everything else.

Is the ICBC Dual Currency Credit Card - UnionPay Diamond Card worth it?

The ICBC Dual Currency Credit Card - UnionPay Diamond Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.

Community

Approval and real earn reports from cardholders are coming to this page soon.

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