ICBC Greater Bay Area Dual Currency Credit Card - UnionPay Diamond Card

ICBC Greater Bay Area Dual Currency Credit Card - UnionPay Diamond Card

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ICBC (Asia) · UNIONPAY

The ICBC Greater Bay Area Dual Currency Credit Card - UnionPay Diamond Card is a credit card from ICBC (Asia) on the UnionPay network. It has an annual fee of HK$1,000. It earns 1.50% on everything else.

Verified 8 Oct 2026

Key facts

Annual fee
HK$1,000
Purchase APR
16.08% to 29.33% APR, set per cardholder
Network
UNIONPAY

Reward rates by category

Reward rates for the ICBC Greater Bay Area Dual Currency Credit Card - UnionPay Diamond Card by spending category
CategoryRateDetail
Everything else1.50%1.5% cash rebate on spending, uncapped

Benefits and perks

  • Pays for transport across the Greater Bay Area, including the Hong Kong-Zhuhai-Macao Bridge.
  • Pays in Hong Kong dollars and renminbi from one card.

Questions about the ICBC Greater Bay Area Dual Currency Credit Card - UnionPay Diamond Card

What is the annual fee on the ICBC Greater Bay Area Dual Currency Credit Card - UnionPay Diamond Card?

The ICBC Greater Bay Area Dual Currency Credit Card - UnionPay Diamond Card has an annual fee of HK$1,000.

What rewards does the ICBC Greater Bay Area Dual Currency Credit Card - UnionPay Diamond Card earn?

The ICBC Greater Bay Area Dual Currency Credit Card - UnionPay Diamond Card earns 1.50% on everything else.

Is the ICBC Greater Bay Area Dual Currency Credit Card - UnionPay Diamond Card worth it?

The ICBC Greater Bay Area Dual Currency Credit Card - UnionPay Diamond Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.

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