Ikano IKEA Family Kreditkarte

Ikano IKEA Family Kreditkarte

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Ikano Bank · VISA

The IKEA Family Kreditkarte is a credit card from Ikano Bank on the Visa network. It has an annual fee of €0. It earns 1% on everything else.

Verified 18 Oct 2026

Key facts

Annual fee
€0
Purchase APR
15.75% p.a. effective
Network
VISA

Reward rates by category

Reward rates for the Ikano IKEA Family Kreditkarte by spending category
CategoryRateDetail
Everything else1%1% back as IKEA gift cards, up to €30 a year

Benefits and perks

  • At least 30 days interest-free.
  • IKEA purchases from €99 can be switched to 0% financing over 3, 10 or 20 months within 30 days.
  • A €10 IKEA gift card after 6 on-time direct debits in a row.
  • IKEA Family membership included.

Questions about the Ikano IKEA Family Kreditkarte

What is the annual fee on the Ikano IKEA Family Kreditkarte?

The Ikano IKEA Family Kreditkarte has an annual fee of €0.

What rewards does the Ikano IKEA Family Kreditkarte earn?

The Ikano IKEA Family Kreditkarte earns 1% on everything else.

Is the Ikano IKEA Family Kreditkarte worth it?

The Ikano IKEA Family Kreditkarte is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.

Community

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Not sure this is the right card for you?

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