
Škoda Kortet Visa
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Ikano Bank · VISA
The Škoda Kortet Visa is a credit card from Ikano Bank on the Visa network. It has an annual fee of SEK 0. It earns 0.40% on everything else.
Verified 11 Oct 2026
Key facts
- Annual fee
- SEK 0
- Purchase APR
- 20.65% p.a. (effective 27.76% on SEK 10,000 over 12 months)
- Foreign transaction fee
- 1.5%
- Network
- VISA
Reward rates by category
| Category | Rate | Detail |
|---|---|---|
| Everything else | 0.40% | 1 point per SEK 1; every 25,000 points take SEK 100 off the next bill (0.4%) |
Benefits and perks
- Monthly invoice fee SEK 39.
- Interest-free, fee-free instalments over 12 months at Škoda dealers on purchases over SEK 500.
- Credit limit SEK 5,000 to SEK 50,000.
- Travel insurance when the trip is paid with the card.
Questions about the Škoda Kortet Visa
What is the annual fee on the Škoda Kortet Visa?
The Škoda Kortet Visa has an annual fee of SEK 0.
What rewards does the Škoda Kortet Visa earn?
The Škoda Kortet Visa earns 0.40% on everything else.
Is the Škoda Kortet Visa worth it?
The Škoda Kortet Visa is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
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