Instabank Kredittkort
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Instabank · VISA
The Instabank Kredittkort is a credit card from Instabank on the Visa network. It has an annual fee of NOK 0. It earns 5% on transport & transit.
Verified 9 Oct 2026
Key facts
- Annual fee
- NOK 0
- Purchase APR
- 18.9% p.a. (effective 22.85% on NOK 45,000 over 12 months)
- Foreign transaction fee
- 2%
- Network
- VISA
Reward rates by category
| Category | Rate | Detail |
|---|---|---|
| Transport & transit | 5% | 5% off public transport and EV charging |
Benefits and perks
- NOK 40 invoice fee each month.
- New discount categories every month, on top of standing discounts.
- Credit limit of up to NOK 100,000.
- Minimum age 23.
Questions about the Instabank Kredittkort
What is the annual fee on the Instabank Kredittkort?
The Instabank Kredittkort has an annual fee of NOK 0.
What rewards does the Instabank Kredittkort earn?
The Instabank Kredittkort earns 5% on transport & transit.
Is the Instabank Kredittkort worth it?
The Instabank Kredittkort is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
Community
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