Partnership Credit Card

Partnership Credit Card

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John Lewis · MASTERCARD

The Partnership Credit Card is a credit card from John Lewis on the MASTERCARD network. It has an annual fee of £0. It earns 1.25% on shopping, 0.10% on everything else. The welcome offer is Double points on eligible spend at John Lewis and Waitrose for the first 60 days, starting the moment you open your account.

Verified 12 Sept 2026

Key facts

Annual fee
£0
Purchase APR
29.95% p.a. (variable)
Foreign transaction fee
2.95%
Network
MASTERCARD
Welcome offer
Double points on eligible spend at John Lewis and Waitrose for the first 60 days, starting the moment you open your account.

Reward rates by category

Reward rates for the Partnership Credit Card by spending category
CategoryRateDetail
Shopping1.25%5 points for every £4 spent at John Lewis and Waitrose, redeemed as gift vouchers
Everything else0.10%1 point for every £10 spent elsewhere

Benefits and perks

  • Up to 56 days interest free on purchases when you pay your balance in full and on time every month.
  • Credit limits start at £250 and are set on the bank's assessment of your application.

Questions about the Partnership Credit Card

What is the annual fee on the Partnership Credit Card?

The Partnership Credit Card has an annual fee of £0.

What rewards does the Partnership Credit Card earn?

The Partnership Credit Card earns 1.25% on shopping, 0.10% on everything else.

Is the Partnership Credit Card worth it?

The Partnership Credit Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.

Community

Approval and real earn reports from cardholders are coming to this page soon.

Not sure this is the right card for you?

Upload a credit card statement and Woodo works out what you actually spend by category, then ranks every card in the catalog against your own numbers. No bank login needed.

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