Zero Visa

Zero Visa

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Kiwibank · VISA

The Zero Visa is a credit card from Kiwibank on the VISA network. It has an annual fee of $0.

Verified 26 Sept 2026

Key facts

Annual fee
$0
Purchase APR
12.9% p.a.
Foreign transaction fee
1.85%
Network
VISA

Benefits and perks

  • $500 minimum credit limit.
  • Up to 55 interest free days on purchases.
  • Add to your phone and pay on the go with Apple Pay or Google Pay™.

Questions about the Zero Visa

What is the annual fee on the Zero Visa?

The Zero Visa has an annual fee of $0.

Is the Zero Visa worth it?

The Zero Visa is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.

Community

Approval and real earn reports from cardholders are coming to this page soon.

Not sure this is the right card for you?

Upload a credit card statement and Woodo works out what you actually spend by category, then ranks every card in the catalog against your own numbers. No bank login needed.

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